| |
June 1, 2009 - Newsletter for the Maui Market
Aloha! Here is your eNewsletter for the Maui Market from Jim Foster
Hot Buys for June - Jim@JamesBFoster.com Only 11 Lots Available above the Launiupoko Beach Park in Lahaina. 25 to 91 Acres – Agricultural Lots priced from $725,000 to $1,150,000. The Residences at the Ritz Carlton are about 33% sold out and if you would like information, please contact us and we will email it to you. There are a substantial number of Short Sales and REO properties for sale in the Maui Realtors Association Multiple Listing Service (MLS) and if you would like to have a list or are interest in these types of properties send an email to Jim@JamesBFoster.com
You are receiving this email because you subscribed to our e-newsletter email list. If you change your mind and wish to unsubscribe, please send an email to Won@JamesBFoster.com and request to be removed with the subject line, “Unsubscribe from Newsletter.”
Make sure you check out the Useful Internet Sites and Real Estate Tips at the end of this newsletter which includes some valuable information on Tax Deferred Exchanges, both the standard and reverse tax deferred exchange and Deferred Sales Trust™. (DST) which can save a seller thousands of dollars with advanced planning.
Don't forget! We provide a free Automatic E-mail Notification Service that goes out to recipients whenever a new listing becomes available for a particular condominium complex. Each of these notifications includes a link to view the details of the brand new listing in the MLS. We DO NOT SHARE YOUR EMAIL ADDRESS or your contact information with anyone. To subscribe to our Automatic E-mail Notification Service, please send Won an email at Won@JamesBFoster.com with your first and last name, your email address, and the condominium property you wish to be notified of.
Maui Real Estate – The real estate inventory is gradually decreasing with a high of 805 condominiums for sale in April and we have now worked our way down to 691 condominiums. I have a lot of conversations with sellers who ask about current activity and demand. There are many buyers waiting on the sidelines to estimate when the bottom has been reached. Many offers being made are low ball offers and often multiple offers by the same buyer. Some sellers dropped their sale prices significantly anticipating offers without any response. Maui had a period of about six years where it was a spectacular rising market that peaked in 2006 and is now in a period of correction. Many factors are contributing to a slow recovery of the national real estate market and our Maui market such as occupancy drops in the Hospitality Industry and vacation rental industry. This is a Buyer’s Market now after having been a very strong Seller’s Market and this will eventually even out.
To view the 2007 & 2008 Year End Statistics go to http://www.jamesbfoster.com/condosales.php and click on Maui MLS Statistics 2007 & 2008.
The West Maui real estate market continues to favor Buyers with Sellers willing to negotiate their prices. The current inventory of West Maui condominiums for sale is now at 691 (at 6/1/09) and on the same month in 2007 it was 472. Properties are requiring more time to sell such as five to six months and Buyers have a much larger inventory of properties for sale to choose from. If you’re curious about current trends in Maui real estate and where the market is headed, the answer is - it depends on Location - it depends on if it is condominium or single-family residential - it depends on whether you look at volume, average or median prices. In the current Maui real estate market, the for sale inventory continues to increase and prices are typically flat or have decreased.
Condominiums for Sale
2007 - In the West Maui real estate market, at the beginning of January, 2007 there were 410 condominiums listed for sale with the total value of $372,238,031.00; February, 2007 - 431 condominiums with the total value of $393,681,669.00; March, 2007 - 458 condos with the total value of $420,941,268.00; April, 2007 - 479 condos with the total value of $429,708,159.00; May, 2007 - 472 condos with the total value of $424,095,260.00; June, 2007 - 455 condos with the total value of $415,187,129.00; July, 2007 - 475 condos with the total value of $432,797,008.00; August, 2007 - 469 condos with the total value of $420,479,301.00; September, 2007 - 474 condos with the total value of $430,914,408.00; October, 2007 - 471 condos with the total value of $423,631,002.00; November, 2007 - 466 condos with the total value of $416,008,907.00; and December, 2007 - 485 condos with the total value of $421,080,117.00. The average number of condominiums for sale on West Maui for 2007 was 462 and the average total value was $416,730,118.25.
2008 - At the beginning of January, 2008 there were 511 condominiums listed for sale with the total value of $445,656,447.00; February, 2008 there were 559 condos with the total value of $500,946,603.00; March, 2008 - 595 condos with the total value of $529,779,322.00; April, 2008 - 647 condos with the total value of $606,635,687.00; May, 2008 - 634 condos with the total value of $583,391,821.00; June, 2008 - 644 condos with the total value of $590,736,279.00; July, 2008 - 680 condos with the total value of $662,919,268.00; August, 2008 - 703 condos with the total value of $693,069,348.00; September, 2008 - 693 condos with the total value of $654,411,079.00; October, 2008 - 673 condos with the total value of $620,032,454.00; November, 2008 - 715 condos with the total value of $652,379,032.00; and December, 2008 - 729 condos with the total value of $660,335,998.00. The average number of condominiums for sale on West Maui for 2008 was 648 and the average total value was $604,191,111.50.
2009 - At the beginning of January, 2009 there were 742 condominiums listed for sale with the total value of $693,143,047.00; February, 2009 there were 757 Condos with the total value of $709,234,346; March, 2009 there were 787 Condos with the total value of $681,864,289; April, 2009 there were 805 Condos with the total value of $693,368,793; May, 2009 there were 717 Condos with the total value of $629,812,465; and in June, 2009 there are 691 Condos with the total value of $591,075,527.
The condominium for sale inventory since July, 2005 has been as low as 165 and is up to 691 for June 1, 2009. The “for sale” inventory on West Maui continues to increase.
Condominium Sales
2006 - The total condominium sales on West Maui during the month of January, 2006 there were 42 sales and the total value was $28,574,643.00; February, 2006, there were 48 sales with total value of $32,995,078.00; March, 2006 - 40 sales with total value of $32,199,584.00; April, 2006 - 43 sales with total value of $41,898,525.00; May, 2006 - 51 sales with total value of $39,644,886.00; June, 2006 - 40 sales with total value of $32,533,500.00; July, 2006 - 30 sales with total value of $26,212,000.00; August, 2006 - 28 sales with total value of $31,885,500.00; September, 2006 - 30 sales with total value of $24,770,000.00; October, 2006 - 29 sales with total value of $23,359,299.00; November, 2006 - 22 sales with total value of $13,414,600.00; and December, 2006 there were 30 sales with total value of $23,169,999.00. For 2006, the monthly average sales were 36 sales per month with the average sales value of $29,221,467.83 per month.
2007 - The total condominium sales for West Maui during the month of January, 2007 there were 37 sales and the total value was $33,091,000.00; February, 2007 there were 26 sales with total value of $16,330,000.00; March, 2007 - 32 sales with total value of $24,121,000.00; April, 2007 - 27 sales with total value of $16,766,000.00; May, 2007 - 28 sales with total value of $30,774,929.00; June, 2007 - 28 sales with total value of $18,917,000.00; July, 2007 - 21 sales with total value of $13,314,200.00; August, 2007 - 32 sales with total value of $33,258,999.00; September, 2007 - 23 sales with total value of $24,701,900.00; October, 2007 - 42 sales with total value of $28,159,900.00, however this included a packaged sale of 19 units at Aina Nalu in Lahaina; November, 2007 - 15 sales with total value of $15,930,000.00; and December, 2007 there were 13 sales with total value of $13,335,500.00. For 2007, the Month of December saw the lowest number of sales in 2007. The monthly average sales were 27 sales per month with the average sales value of $22,391,702.33 per month.
2008 - The total condominium sales for West Maui during the month of January, 2008 there were 20 sales and the total value was $16,184,800.00; February, 2008 there were 20 sales and the total value was $14,414,584.00; March, 2008 - 26 sales and the total value was $20,079,000.00; April 2008 - 28 sales and the total value was $20,488,500.00; May 2008 - 22 sales and the total value was $20,055,000; June 2008 - 14 sales and the total value was $11,957,000; July 2008 - 10 sales and the total value was $6,955,999; August 2008 - 13 sales and the total value was $8,055,000; September 2008 - 12 sales and the total value was $6,707,122; October 2008 - 12 sales and the total value was $8,042,500; November 2008 - 10 sales and the total value was $8,444,000; and December 2008 there were 6 sales and the total value was $6,265,000. For 2008, the average monthly sales were 16 sales per month with the average sales value of $12,304,042.08 per month.
Condominium Sales in 2009 - The total condominium sales for West Maui during the month of January, 2009 there were 23 sales and the total value was $18,305,000.00; February, 2009 there were 18 sales and the total value was $26,880,650; March, 2009 there were 20 sales and the total value was $13,653,500; April, 2009 there were 12 sales and the total value was $4,044,872; and May, 2009 there were 6 sales and the total value was $4,520,500. From January 1, 2009 to June 1, 2009, the average monthly sales were 16 sales per month with the average sales value of $13,480,904 per month.
We have gone in to the Maui MLS database and pulled information for 2000 through 2008. In 2000 - 654 condominium units sold in the West Maui area for a total value of $209,064,010; in 2001 - 605 condominium units sold for a total value of $271,681,337; in 2002 - 730 condominiums sold for a total value of $240,178,915; in 2003 - 737 condominiums sold for a total value of $319,748,466; In 2004 - 700 condominiums sold for a total value of $375,033,467; in 2005 - 682 condominiums for a total value of $408,582,315; in 2006 - 435 condominiums for a total value of $351,782,614; in 2007 - 327 condominiums for a total value of $271,290,428; in 2008, - 193 condominium units sold for a total value of $147,648,505; and from January 1, 2009 to June 1, 2009, - 79 condominium units sold in the West Maui area for a total sales value of $67,404,522.
For previous condo sale details, go to our web site, http://www.jamesbfoster.com/condosales.php then scroll down to your choice and click to open the ADOBE pdf. For the time period of 1/1/2009 to 4/30/2009 the average price for a home on Maui was $778,463 which is down 14% for the time period of 1/1/08 to 4/30/08 when the average price was $901,591. For the same time period the average price for a Fee Simple condo on Maui was $699,724 which is down 27% for the same time period when the average price was $953,201 according to the RAM (Realtor Assoc. of Maui) statistics. Condo sales in Wailea, Makena, Kapalua and Kaanapali are having an impact on the Fee Simple Condo average price by increasing it.
Mortgage Rates for week of June 2, 2009 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 5.000% 30yr fixed 2.25 pts (5.265 APR) 5.250% 30yr fixed 1.250 pts (5.426 APR) 5.6250% 30yr fixed -0- pts (5.629 APR) Stated Income - No longer available: Interest Only: 6.125% 30 yr fixed 1.50 pts (6.293 APR) To $1M: No longer available 6.50% 30 yr fixed 2.25 points for condotels.(6.393 APR) (Points include origination fee)
Mortgage Rates for week of May 1, 2009 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 4.500% 30yr fixed 2.125 pts (4.765 APR) 4.7500% 30yr fixed 1.250 pts (4.941 APR) 5.250% 30yr fixed -0- pts (5.332 APR) Stated Income - No longer available: Interest Only: 5.625% 30yr fixed 1.375 pts (5.786 APR) To $1M: No longer available 6.125% 30 yr fixed 1.875 points for condotels.(6.393 APR) (Points include origination fee)
Mortgage Rates for week of April 6, 2009 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 4.375% 30yr fixed 2.125 pts (4.571 APR) 4.625% 30yr fixed 1.00 pt (4.725 APR) 5.00% 30yr fixed -0- pts (5.013 APR) Stated Income - No longer available: Interest Only: 5.625% 30yr fixed 1.25 pts (5.74 APR) To $1M: No longer available 6.00% 30 yr fixed 1.875 points for condotels.(6.192 APR) (Points include origination fee)
Mortgage Rates for week of March 1, 2009 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 4.875% 30yr fixed 1.75 pts (5.112 APR) 5.125% 30yr fixed 1.00 pt (5.320 APR) 5.50% 30yr fixed -0- pts (5.529 APR) Stated Income - No longer available: Interest Only: 6.125% 30yr fixed 1.25 pts (6.259 APR) To $1M: 7.375% 30yr fixed 1.75 pt (7.571 APR) 6.75% 30 yr fixed 1.25 points for condotels.(6.905 APR) (Points include origination fee)
Mortgage Rates for week of February 5, 2009 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 4.875% 30yr fixed 1.75 pts (5.112 APR) 5.125% 30yr fixed 1.25 pt (5.320 APR) 5.375% 30yr fixed 1.00 pts (5.550 APR) Stated Income - No longer available: Interest Only: 6.375% 30yr fixed 1.125 pts (6.554 APR) To $1M: 7.375% 30yr fixed 1.00 pt (7.487 APR) 6.50% 30 yr fixed 1.50 points for condotels.(6.737 APR) (Points include origination fee)
If you would like to view the most current sales statistics for Maui or West Maui Condominiums, you can go to my web site www.JamesBFoster.com and click on Condo Sales in the upper left corner of the home page or go to www.JamesBFoster.com/condosales.php.
Some recent and past news about what is going on in Maui & Hawaii
Weather - As I am writing this newsletter today, June 2, 2009, it is about 85 degrees and light winds a perfect day. Over the next ten days we are expecting sunshine light winds and the possibility of rain around the 8th through 11th.
Hawaiian Superferry – The last vestiges on Maui of the Hawaii Superferry except its docking barge was auctioned Saturday May 16th at its terminal at the Kahului harbor. A similar auction was held May 23 at Honolulu Harbor. Neither was publicized as a Superferry auction, only a sale of "equipment", your tax dollars at work. The Maui list ranged from the 56-by-100-foot tent shelter where passengers were ticketed, jersey barriers, wire dog pens and unsold Superferry shirts, down to an umbrella, the shoe scrubbers used to try to intercept unwanted seeds and the magnetic "car hats" that told employees that a vehicle had been cleared to load. The docking barge was not for sale but is owned by the state Harbors Division, any bidders???
Price of Aihi May Come Down - Now a Hawaii company, Hawaii Oceanic, wants to build the world's first commercial big-eye tuna farm so the masses may savor sashimi without further reducing tuna populations. The heavy fishing of wild tuna to meet the Aihi demand has been rapidly shrinking the global supply. If successful, the startup could lead the way toward the environmentally sound farming of one of the world's most in-demand sushi ingredients. Hawaii Oceanic aims to build a 12-pen farm just under three miles off the west coast of the Big Island in two years. The farm could produce 6,000 tons of bigeye a year when fully operational, serving Hawaii, the U.S. Mainland, Japan and other parts of Asia.
Wailea Restaurant To Have New Owner - World-famous chef Beverly Gannon taking over SeaWatch Restaurant on August 1st. Roy Dunn, who opened the 13,000-square-foot, open-air restaurant at the Wailea Golf Clubhouse in 1994 when the clubhouse was first built. Gannon knows the landlords well because she leases Joe's in Wailea from them. She also owns Hali'imaile General Store and Celebrations Catering Upcountry. She is a consultant for Lanai City Grill on Lanai and corporate chef for Hawaiian Airlines.
The landlords are the owners of Golf BC, based in Vancouver, Canada. They bought the multimillion-dollar Wailea golf courses and clubhouse more than five years ago. Dunn ends his lease July 31st and Gannon plans to open the next day. In coming weeks, she'll travel to France to celebrate her 60th birthday with her husband, Joe, and friends. When asked why would such a fortunate, almost 60-year-old want to tackle an enormous project like SeaWatch, Gannon replied, "What am I going to do, sit down and plant posies? Sixty is the new 30!"
Maui County Will Continue To Get TAT Funds – For Now, State lawmakers have killed an attempt to balance the state budget by taking the counties' share of hotel room tax money, a move that would have brought the state $100 million annually. However, state lawmakers told county officials that they may need to raid the source of income next year. Mateo said. The state is expecting to have $2 billion less in revenue over the upcoming two years. Earlier in the day, lawmakers voted to raise the transient accommodations tax from 7.25 to 9.25 percent. Republican Gov. Linda Lingle has said she will veto the measure, but Democrats are expected to attempt an override.
Deeper Downturn For Tourism - University of Hawaii Economists are forecasting a long and deep downturn for the Hawaii visitor industry that is expected to affect the Neighbor Islands even more severely than Oahu. The economists think it will take many years for Hawaii visitor numbers to recover to their previous peak because of anemic U.S. consumer spending and the lost interisland cruise ships which are not expected to return any time soon. It is expected that the falloff in visitors will stabilize later this with only modest recovery in 2010-11. The only sector still expanding, if slowly, is health care and social assistance. The forecasts for overall job losses in Maui County this year are expected to total 4.4 percent, the highest in the state.
Bistro Casanova To Open In The Former Manana Garage In Kahului – A prime location in Kahului for power lunches, happy hours, dinners and music will soon reopen with a new name, new owners and a new look and is expected to open in mid-August in the former Manana Garage in A&B's Kahului Building on the corner of Kaahumanu and Lono avenues. Bistro Casanova will break the limit of Italian and go more Mediterranean. Lunch will be light and organic fare, featuring sustainable Maui products and some fun items like crepes and paninis with basic Italian cuisine available all day with homemade pastas and sauces. Dinner will feature steaks and a limited amount of pasta - but no pizza.
Visitor Traffic Down in April - Maui County had traffic 159,579 visitors in April, a decline of 9.4 percent from the 176,158 in April 2008. This was an improvement over year-to-date numbers. So far this year, Maui County has recorded 636,388 visits, a drop of more than 153,000 or 19.4 percent from early 2008. Maui island is down 14.5 percent in visitors who came to Maui only - 386,903 - compared with minus 19.4 percent counting all visitors, including those who went to several islands. Not only were there fewer visitors in the islands in April, they were spending much less. Average daily spending per visitor (not counting airfare) dropped $26 to $160. That reduced total visitor industry revenue down by $108.1 million compared with last April, a total of $773.4 million. State Tourism Liaison Marsha Wienert said spending reflected steep discounting, especially in package vacations. Statistical comparisons between 2009 and 2008 will better reflect the health of the visitor industry in Hawaii because April marked the first anniversary of the departure of Aloha and ATA airlines. Airline load factors in April were 85 percent, a good but not great number, but only slightly below last year's usage. The steep discounting is encouraging travel to the islands but the head count is not the key number now. The health of the visitor industry and our economy will be dependent on visitor spending and not necessarily on visitor arrivals according to Wienert.
Maui County Council Votes To Leave ‘Stacking’ Zoning Alone – The council used common sense on this issue and abandoned its efforts to remove "stacking" from the M1 light-industrial and M2 heavy-industrial zoning ordinances. Stacking or pyramiding is the practice of including all the permitted uses from lower levels of zoning in higher levels. Under either name, it means that if you have M2 zoning - which would allow you to, for example, operate a sugar mill - you can also, without further ado, operate a restaurant or build apartments, which are permitted under lower B1, B2 or B3 business zoning. This could have been an economic disaster for existing property owners.
Remodeling or Upgrading condominium or house - It is critical to have a licensed contractor and subcontractors with excellent references and experience working with Maui properties if you will be Remodeling or Upgrading a condominium or house Should you need assistance or referrals for a property you own or need an estimate for property you are contemplating purchasing, all Jim Foster on his toll free number 1-888-661-7994 or send him an email to Jim@JamesBFoster.com and we can provide names and contact information.
Real Estate & Financial Planning Tips:
When selling real estate, an owner can save thousands of dollars with advanced planning relating to both Federal and State Capital Gains tax.
The two most effective methods utilized are 1) IRC Section 1031 Tax Deferred Exchanges both the standard and reverse tax deferred exchange and 2) Deferred Sales Trust™. (DST).
Those of us who own businesses, corporations, and commercial or residential investment real estate assets are often reluctant to sell because of capital gains taxes associated with the sale. But what other choice do we have other than a property exchange directed by a Qualified Intermediary? Is there another way to deal with the capital gains tax deficits that so many investors experience when they sell their real estate assets? The answer may lie in the Deferred Sales Trust™.
This capital gains tax deferral tool could save you thousands of dollars, and at the same time, you would then have the opportunity to potentially make a profit on the money you would have paid to Uncle Sam in the year of the sale. Obviously, this strategy is gaining popularity among those who have highly appreciated assets that are marked for sale. You too can potentially take advantage of this program once you understand how it works.
The process starts when a property owner sells its property to a trust owned by a third party company. The trust sells the property or stock. Next, the trust "pays" you. The payment isn't in cash, but with a payment contract called an "installment contract." The contract promises to make payments to you over an agreed period of time. There are zero taxes to the trust on the sale since the trust "purchased" the property from you for what it sold it for. The payment is made with an installment contract which makes payments to you over an agreed period of time.
The options on when and how payments can be made are flexible. You may have other income and don't need the payments right away. The tax code doesn't require payment of the capital gains until you start receiving installment payments. The capital gains tax is paid to the IRS with an "installment plan" since only that portion of capital gains is due in proportion to the number of years established in the term of the installment agreement.
The Deferred Sales Trust™ has the potential to generate more money over the long run than a direct and taxed sale.
There may be a more suitable or appropriate tax structure depending on your circumstance. Contact me at Jim@JamesBFoster.com to discuss your specific circumstances and goals with you or call my toll free number 1-888-661-7994.
We have also assisted sellers (for sale by owners) who had buyers but needed someone to facilitate the sale and guide them through the process and assure them they were asking a current market value price for their properties.
In past newsletters, I have mentioned that the easiest way to minimize the tax impact when selling is a tax deferred exchange. If you are considering selling your property in Hawaii, a tax deferred exchange will exempt you from the 5% HARPTA withholding and also the Federal Capital Gains Tax. Planning in advance for the disposition or acquisition of assets is always a wise decision. Another invaluable tool for sellers in doing a tax deferred exchange is having the option of using tenant-in-common (TICs) that qualify for replacement properties.
If you want to learn more about Tenant In Common (TIC) interests and how they can solve the problem of sellers trying to complete a tax deferred exchange here is a web site that you can visit for a short and informative explanation of the process and how it can benefit you. www.ticstrategy.com
Many property owners who currently own underperforming assets can sell those assets and take advantage of tax deferred exchanges, turning an underperforming asset such as land into an income producing asset. Call me or send me an email if you would like additional information at 808-661-7994 or email Jim@JamesBFoster.com
If you are contemplating selling highly appreciated real estate during 2009 and would like for us to provide an analysis of how to best structure your transaction, please call us at 1-888-661-7994 or send us and email at Jim@JamesBFoster.com
Useful Internet Sites & Interesting DVDs:
www.gigisup.net/ This is a fantastic video you definitely should watch regarding Money, The Federal Reserve System and You. This is a primer on money and its contemporary creation and how it is being used on you. It also includes a historical analysis of the monetary policy in the United States with some Constitutionally sound alternatives to the existing system. Very worthwhile in helping you understand.
www.trapcall.com Who is calling and blocking their phone number. If you are an AT&T, T-Mobile, or Verizon this will work for you. This system is based on military-level counterintelligence technology and easy to use. Just set up your account and whenever you get a blocked call on your cell phone just click the magic button and your called ID will light up with the caller’s information. There is no software to install. The basic service is free.
www.pgpf.org Web Site for the Peter G Peterson Foundation who are taking on a number of complex public-policy challenges such as fiscal responsibility, entitlement reform, healthcare reform, tax reform and personal responsibility that are of critical importance to the future of our country and our families. They are dedicated to doing their best to promote responsibility and accountability today in order to ensure more opportunity for everyone tomorrow. The Foundation will place special emphasis on three key audiences: younger people, the business and professional community, and the media. This website, already quite interactive, will be upgraded regularly.
www.ccbetty.com Add a new “secretary” called Betty to your staff. Great organizational tool and all you do is copy Betty with any e-mail you wish and she’ll organize your message and its content such as photos, addresses, documents, link and create your web office where you can track replies, view and add content. She automatically gathers your photos into an album with thumbnail and slideshow views. She turns dates into downloadable calendar events and creates maps for any addresses. She also sets up linked or attached videos and music so they are playable right from your new web office.
www.wolframalpha.com Do you have a computation problem? WolframAlpha may be the answer. What was the weather on your birthday last year? How many calories in a slice of pizza? What are the health guidelines by weight/age? Unlike a conventional search engine this special place generates output by doing computations from its own internal knowledge base, instead of searching the web and returning links. You can get and create statistics in many categories – just a few for example: Socioeconomic Data, Weather, Health & Medicine, Food & Nutrition, Culture & Media, People & History, Organizations, Sports & Games, plus many that are even more exotic.
www.traffic.com This is a great site to access for personalized traffic information that customizes and saves your drives, offers email, phone and text message traffic alerts and displays your drives and alternate routes for speedy comparison. You can access your traffic reports from your web browser, mobile web browser, RSS feed reader, or their traffic hotline and SMS text messaging service.
Kindest Regards, Jim Foster
Chase 'N Rainbows Real Estate, Inc.
Toll Free 888-661-7994
Direct Line 808-661-7994
Cell 808-870-5858
Fax 808-667-2957
Real Estate for Sale www.JamesBFoster.com
Vacation Rental www.ChaseNRainbows.com
Email Jim@JamesBFoster.com
If you feel that you have received this newsletter in error, please send an email to Won@JamesBFoster.com and request to be removed with the subject line, “Unsubscribe from Newsletter.” |
|
